Who can spend company money, where and under what limits?
Strong spending controls help a finance team manage company funds without slowing employees down. We assess existing limits, authorisation processes and management responsibilities, then explore features that could improve oversight.
What we examine
Limits by employee, transaction, team or budget; ability to restrict spending categories or transaction types where available; card suspension and replacement procedures; manager approval routes; separation of duties; roles and user permissions; escalation rules; exception alerts; audit records; card issuance and leaver processes.
Commercial questions worth asking
Are controls consistent across teams? Are approvals proportionate to risk? Is finance alerted quickly to unusual spending? Could current processes be simplified while protecting accountability?
What this review can produce
A practical control requirements summary to support discussions with card and expense solution providers. Any technical capability must be validated against a specific quoted product.
Can spending controls be added to an existing card programme?
That depends on your current provider and the terms of your arrangement. A review will identify what is available within your existing setup and what would require a change.
Freedom Global provides commercial cost review and introduction services. It does not issue cards or provide regulated payment services.
Potential savings are not guaranteed. Products and features are subject to provider availability, eligibility and terms.
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