Put the commercial questions around business liabilities into focus.

Liability and professional indemnity cover involves limits, excesses and conditions that affect both the cost and the protection. A review maps the commercial questions before discussing options.

Map liability cover types and limits

Map liability cover types, limits and excesses across your current arrangements.

Check professional indemnity scope and retroactive dates

Check professional indemnity scope, retroactive dates and any run-off requirements.

Identify conditions and exclusions

Identify conditions, exclusions and any gaps that affect the commercial value of the cover.

What this helps you understand

A structured summary of your liability cover with commercial questions for your next renewal discussion.

Information for a later discussion

Liability policy schedules, professional indemnity documents and recent renewal notices.

Can liability limits be reduced to lower the premium?

Not without checking contractual requirements. Many contracts specify minimum limits. Any change requires a qualified insurance professional.

General information and an initial enquiry only. This website does not recommend, arrange or confirm insurance cover, assess suitability, notify claims or provide underwriting decisions.

Potential savings depend on your current arrangements, requirements and the evidence available. Savings are not guaranteed. Any scope, fees and terms will be explained before you decide to proceed.

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