Understand the cost questions around your premises and business continuity.
Property and business interruption cover involves a range of assumptions about reinstatement values, indemnity periods and business income. A review maps the commercial questions before discussing options.
Review declared values and reinstatement basis
Review declared values, reinstatement basis and any assumptions that affect the premium.
Check indemnity periods and income assumptions
Check indemnity periods and income assumptions against your actual business recovery requirements.
Identify exclusions and conditions
Identify exclusions, conditions and any gaps that affect the commercial value of the cover.
What this helps you understand
A structured summary of your property and interruption cover with commercial questions for your next renewal.
Information for a later discussion
Property schedules, business interruption declarations and recent renewal documents.
Can declared values be reduced to lower the premium?
Not without checking the reinstatement basis. Under-declaration can affect a claim. Any change requires a qualified insurance professional.
General information and an initial enquiry only. This website does not recommend, arrange or confirm insurance cover, assess suitability, notify claims or provide underwriting decisions.
Potential savings depend on your current arrangements, requirements and the evidence available. Savings are not guaranteed. Any scope, fees and terms will be explained before you decide to proceed.
Enquire about this service